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OMVIC practice questions, with the why

Exam-style questions across the most-tested topics. Think before you reveal — retrieval is the point. The full bank has 290+.

Q1The MVDA & OMVICEasy

What is OMVIC's primary role in Ontario?

  1. A. Setting vehicle prices across the province
  2. B. Administering the MVDA and regulating dealers and salespeople
  3. C. Manufacturing safety standards for new vehicles
  4. D. Operating provincial vehicle auctions
Reveal answer & explanation
Answer: B — Administering the MVDA and regulating dealers and salespeople.

OMVIC is the delegated administrative authority that administers the Motor Vehicle Dealers Act — registering dealers and salespeople, inspecting, investigating and disciplining. It doesn't set prices, build safety standards or run auctions.

Q2RegistrationMedium

A salesperson moves to a new home address. What must happen?

  1. A. Nothing — only business addresses matter
  2. B. OMVIC must be notified within 5 days
  3. C. OMVIC must be notified at annual renewal
  4. D. The sponsoring dealer updates it within 30 days
Reveal answer & explanation
Answer: B — OMVIC must be notified within 5 days.

Changes to registration information — including a registrant's address — must be reported to OMVIC within 5 days. The exam loves this day-count precisely because people assume home addresses don't matter.

Q3DisclosureMedium

A used vehicle previously sustained $3,400 in collision repairs. Must a dealer disclose this to a retail buyer?

  1. A. No — only damage over $5,000 requires disclosure
  2. B. Only if the buyer asks directly
  3. C. Yes — collision/incident repairs of $3,000 or more must be disclosed
  4. D. Only if the repairs involved structural parts
Reveal answer & explanation
Answer: C — Yes — collision/incident repairs of $3,000 or more must be disclosed.

The retail disclosure threshold for collision/incident repair is $3,000. At $3,400 this must be disclosed in writing. The $5,000 figure is a classic wrong-option trap.

Q4RescissionHard

A dealer fails to disclose that a vehicle was previously a daily rental. Seven weeks after delivery, the buyer discovers it. What remedy applies?

  1. A. Nothing — the deal closed and title passed
  2. B. The buyer may rescind within 90 days of delivery
  3. C. The buyer may claim only repair costs
  4. D. The buyer must arbitrate through CAMVAP first
Reveal answer & explanation
Answer: B — The buyer may rescind within 90 days of delivery.

Failure to make a required disclosure (former daily rental is one) triggers the 90-day rescission remedy: the buyer can unwind the deal and be made whole. Seven weeks is well inside 90 days.

Q5All-in pricingEasy

Which advertised price is compliant for a vehicle a dealer intends to sell at $22,499 plus a $399 admin fee?

  1. A. “$22,499 + fees & taxes”
  2. B. “$22,499 plus $399 administration”
  3. C. “$22,898 plus HST and licensing”
  4. D. “From $22,499”
Reveal answer & explanation
Answer: C — “$22,898 plus HST and licensing”.

All-in pricing: the advertised number must include every charge the buyer will pay — admin fees included — except HST and licensing (when the ad says so). $22,499 + $399 = $22,898.

Q6CurbsidersEasy

What is a curbsider?

  1. A. A registered dealer selling from a temporary location
  2. B. Someone in the business of selling vehicles without OMVIC registration
  3. C. A salesperson working for two dealers at once
  4. D. A private owner selling their own car
Reveal answer & explanation
Answer: B — Someone in the business of selling vehicles without OMVIC registration.

A curbsider trades in vehicles as a business without being registered — often posing as a private seller. Illegal under the MVDA, with fines up to $50,000 for individuals. A private owner occasionally selling their own vehicle is not a curbsider.

Q7Trust accountHard

When must a dealer deposit customer funds into the trust account?

  1. A. Only deposits over $10,000
  2. B. Whenever holding money that belongs to others, per the regulations
  3. C. Only for consignment sales
  4. D. Trust accounts are optional for franchised dealers
Reveal answer & explanation
Answer: B — Whenever holding money that belongs to others, per the regulations.

Dealers holding money belonging to others (e.g., consignment proceeds) must keep it in trust per the MVDA regulations. It isn't size-dependent and it isn't optional where required.

Q8Compensation FundMedium

The Motor Vehicle Dealers Compensation Fund exists to…

  1. A. Insure dealers against inventory theft
  2. B. Compensate eligible consumers who suffer losses dealing with registered dealers
  3. C. Fund OMVIC's inspection program
  4. D. Provide loans to new dealerships
Reveal answer & explanation
Answer: B — Compensate eligible consumers who suffer losses dealing with registered dealers.

The Fund compensates eligible consumers for losses arising from trades with registered dealers, up to per-claim limits. Dealers finance it through fees. Know the claim scenarios and limits.

Q9Consumer Protection ActMedium

Under the CPA, a repair estimate is binding within what margin?

  1. A. The final bill may not exceed the estimate by more than 10%
  2. B. Estimates are advisory only
  3. C. The final bill must match exactly
  4. D. The margin is 25% for parts, 10% for labour
Reveal answer & explanation
Answer: A — The final bill may not exceed the estimate by more than 10%.

The CPA's 10% rule: a final repair bill can't exceed the written estimate by more than 10%. Purely advisory estimates and the 25%/10% split are distractors.

Q10Odometers & liensMedium

Before retailing a used vehicle, a dealer should search for liens primarily to…

  1. A. Set the trade-in value
  2. B. Ensure clear title passes to the buyer
  3. C. Satisfy CAMVAP requirements
  4. D. Calculate HST correctly
Reveal answer & explanation
Answer: B — Ensure clear title passes to the buyer.

A lien search (e.g., PPSA) protects the buyer's title — selling a vehicle with an undisclosed lien creates liability and discipline exposure. It has nothing to do with CAMVAP or HST.

Q11Code of EthicsEasy

A salesperson tells a customer a vehicle has “never been in an accident” without checking. The history report later shows $8,000 in repairs. This is best described as…

  1. A. Puffery — acceptable sales talk
  2. B. A false or misleading representation
  3. C. A civil matter outside OMVIC's reach
  4. D. Acceptable if the salesperson genuinely didn't know
Reveal answer & explanation
Answer: B — A false or misleading representation.

Making unverified factual claims is a false/misleading representation under the Code of Ethics and MVDA — 'I didn't check' is not a defence. Puffery covers opinions ('great car!'), not facts.

Q12CAMVAPMedium

CAMVAP is best described as…

  1. A. OMVIC's internal discipline tribunal
  2. B. An arbitration program for defects in newer vehicles against manufacturers
  3. C. Ontario's used-vehicle warranty program
  4. D. A financing-complaint ombudsman
Reveal answer & explanation
Answer: B — An arbitration program for defects in newer vehicles against manufacturers.

The Canadian Motor Vehicle Arbitration Plan resolves disputes between consumers and manufacturers over defects/warranty issues in newer vehicles — it's about manufacturers, not dealer discipline.

That's 12 of 290+.

The full bank covers all 18 chapters with difficulty tags, retry-your-misses drilling and the timed exam simulator.

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